MyRupaya Grocery Discount Tool: Unlock Grocery Cashback Offers with MyRupaya
Buying groceries is something none of us can skip. Whether you’re a student living alone, a busy professional, or managing a family, your grocery bills often form the biggest chunk of your budget. Grocery apps like Zepto, BigBasket, and Blinkit have simplified shopping, but costs can pile up fast.
Think about it — you start adding to your BigBasket cart and it doubles before checkout. That’s where smart shopping comes in.
MyRupaya’s Grocery Discount Finder helps you cut down 5–10% every month. Over a year, that’s thousands saved effortlessly.
This article explains:
• How MyRupaya’s Grocery Discount Finder works
• What MyRupaya generally offers shoppers
• Best credit cards to save on grocery apps
• How to get discounts on Zepto, BigBasket, Blinkit, and Amazon Fresh
• Answers to grocery savings questions
How Grocery Discount Finder Works
It’s straightforward yet highly effective. Instead of searching random coupon blogs or fake codes, MyRupaya automatically maps discounts and card offers.
1. Find Active Grocery App Deals – Access verified offers for Zepto, BigBasket, Blinkit, Flipkart Grocery, and Amazon Fresh.
2. Match Offers with Cards – Each credit card offers unique grocery perks. For instance, HDFC Tata Neu Infinity gives 10% NeuCoins on BigBasket, while Amazon Pay ICICI offers 5% cashback on Amazon Fresh.
3. Stacking Benefits – Apply both Zepto promo and credit card rewards in one order. Example: Use HSBC Live+ on Zepto with a MyRupaya promo to double benefits.
4. Live Deal Notifications – Grocery deals expire fast. You’ll never waste time on expired codes again.
No matter the grocery app you use, MyRupaya always finds you the best way to pay.
Beyond Groceries – MyRupaya’s Broader Purpose
MyRupaya isn’t just for grocery shopping. It analyzes your spending behavior and recommends savings.
It covers:
• Movie ticket savings on BookMyShow, PVR, and Paytm.
• Travel – flight & hotel booking cashback.
• Instant food delivery offers on Zepto and Swiggy.
• Top e-commerce cashback and coupons.
For groceries, it specializes in:
• Zepto grocery savings – Find live Zepto codes and cashback matches.
• BigBasket online shopping – Compare card rewards on BigBasket.
• Blinkit app offers – Identify Blinkit + card combo deals.
• Amazon Fresh & Flipkart Grocery – View card + coupon-based discounts instantly.
To sum up, MyRupaya’s goal is that you always get maximum cashback on every order.
Top Credit Cards for Grocery Shopping in 2025
The right card can transform your monthly grocery budget. Here are the top-performing cards for grocery buyers in 2025:
1. HDFC Swiggy Credit Card – Best for Instamart & Zepto
• Cashback: 10% grocery cashback on Swiggy and partner apps
• Other Benefits: Extra rewards on popular e-commerce sites
• Annual Fee: ?500 (waived on ?2 lakh spend)
Why it’s great: Zepto purchases often qualify for cashback under this card. Use alongside Zepto promos for maximum benefit.
HDFC Tata Neu Infinity – Ideal for Tata Ecosystem Users
• Cashback: Earn 10% NeuCoins on grocery orders
• Other Benefits: Extra perks across Tata brands and travel
• Annual Fee: ?1,499
Why it’s great: Earn NeuCoins usable directly for groceries or Blinkit orders.
3. HSBC Live+ Credit Card – Best for Online & Offline Groceries
• Cashback: Flat 10% cashback across supermarkets and apps
• Other Benefits: Dining, entertainment & fuel rewards
• Annual Fee: ?999
Why it’s great: Only card offering grocery benefits blinkit both online and offline.
SBI Tata Neu Infinity – Dual Advantage
• Cashback: NeuCoin rewards on BigBasket & Tata Neu apps
• Other Benefits: Savings on hotels, travel, and electronics
• Annual Fee: ?1,499
Why it’s great: Strong value for families using BigBasket monthly.
5. Amazon Pay ICICI Credit Card – Best Free Grocery Card
• Cashback: Guaranteed cashback on grocery orders
• Other Benefits: Extra cashback on Flipkart Grocery through Amazon Pay
• Annual Fee: ?0 – Lifetime Free
Why it’s great: No annual fees, automatic 5% cashback on essentials.
Grocery Credit Card Comparison
Instead of tables, here’s the breakdown in paragraph format for SEO tools:
The HDFC Swiggy Credit Card gives 10% cashback on Instamart and Zepto grocery purchases with an annual fee of ?500 (waived on ?2L spend).
The HDFC Tata Neu Infinity Credit Card provides 10% NeuCoins on BigBasket and Blinkit via Tata Neu app at ?1,499 per year.
The HSBC Live+ Credit Card offers 10% cashback on Zepto, BigBasket, and even offline supermarkets for ?999 annually.
The SBI Tata Neu Infinity Credit Card includes NeuCoin rewards for grocery purchases through Tata Neu and BigBasket for ?1,499 annually.
The Amazon Pay ICICI Credit Card gives 5% cashback on Amazon Fresh and Flipkart Grocery — and it’s free for life.
Frequently Asked Questions
Q1: How can I get discounts on grocery apps like Zepto?
? Use MyRupaya’s Grocery Discount Finder to locate valid Zepto coupons and pair them with cashback cards like HSBC Live+ or HDFC Swiggy.
Q2: Can I pay with a credit card on Blinkit?
? Yes, Blinkit supports card payments, and using the HDFC Tata Neu Infinity card gives 10% NeuCoins.
Q3: What’s the best card for BigBasket online shopping?
? Both HDFC Tata Neu Infinity and SBI Tata Neu Infinity work best for BigBasket with double NeuCoin rewards.
Q4: Which is the best free grocery card?
? The Amazon Pay ICICI Credit Card is lifetime free and offers 5% cashback on Amazon Fresh groceries.
Q5: Can I combine coupons and card offers?
? Absolutely. That’s what MyRupaya’s Grocery Discount Finder is built for — stacking promo codes with cashback benefits.
Final Thoughts
Groceries are unavoidable, but overspending isn’t, and MyRupaya’s Grocery Discount Finder helps you pay less every time. Whether it’s Zepto grocery for instant delivery, BigBasket online shopping for bulk orders, or Blinkit app for quick essentials, you can easily save 5–10% each month.
Cards like HDFC Tata Neu Infinity, HSBC Live+, and Amazon Pay ICICI are top choices for grocery savings. Combine them with MyRupaya’s live coupon alerts, and you’ll never pay full price again.
Shopping smart is the new saving strategy — and MyRupaya ensures you always save on essentials.